Are solar panels covered by homeowners insurance?

Solar in South Florida Staff asked 2 months ago

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1 Answers
Solar in South Florida Staff answered 2 months ago

If your solar panel system becomes damaged a hurricane, there is probably no need to worry. (Obviously it’s best to ask your homeowners insurance to ensure your solar panels are covered.)
Most homeowners’ insurance policies cover solar panels as a structural component of the home (though you may want to adjust your limits to account for the value they represent). It’s a good idea to take photos of your solar system, just like you would your other significant investments in order to create a good inventory for your insurance company if you do experience damage.

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